![Tharp_IMG_3471 Derek Tharp](http://derektharp.com/wp-content/uploads/2020/12/Tharp_IMG_3471.jpg)
Derek Tharp, Ph.D., CFP®, CLU®
Assistant Professor of Finance | University of Southern Maine
President | Conscious Capital, Inc.
President | Tharp Insurance Solutions, LLC
Lead Researcher | Kitces.com
Senior Advisor | Income Lab
Assistant Professor of Finance | University of Southern Maine
President | Conscious Capital, Inc.
President | Tharp Insurance Solutions, LLC
Lead Researcher | Kitces.com
Senior Advisor | Income Lab